Drivers with a perfect driving record can pay twice as much for car insurance if they have bad credit. Improving a credit score from "very poor" to "exceptional" can yield car insurance savings of 273 ...

Auto insurance companies are in the business of trying to figure out the risk each driver poses, and how to price a policy accurately to cover it, she said. Typically, an insurance company uses a ...

You know your credit score affects mortgage rates and credit card approvals. But car insurance? In most states, insurers use your credit to calculate premiums—and it matters more than you think. More ...

In most states, drivers with good credit generally get better auto insurance rates than those with poor or average credit scores. While people with excellent scores tend to get the best rates, having ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Florida graduate student Alexis Brake is doing something pretty unusual. Not only is she pursuing a combined M.D./Ph.D. in neuroscience at the University of Miami, Brake has decided to steer clear of ...

CHICAGO (WLS) -- Drivers must have insurance in Illinois, and non-standard insurance legally covers those who are a high risk or have a bad credit history. But some people who were hit by drivers with ...