You don't actually own your Spotify library—that's why I buy CDs ...
Taking a financial planning class is great, and reading about personal finances can only add to your knowledge, but there's nothing like real-life experience to teach you what does and does not work ...
It has been nearly 15 years since CD rates were this high Written By Written by Contributor, Buy Side Martha C. White is a contributor to Buy Side and a finance expert, specializing in banking, loans ...
I'm really picky about my trance and stuff, so I usually napster it, and if I like an artist, then I'll go out and buy the CD from a local shop that will special order anyfuckingthing you want.