Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

Is a perfect 850 credit score actually worth the effort? Here is the truth about what it saves you and where it doesn't matter at all.

Got FICO? Drop below 700, and you’ll be limited to loans carrying the highest interest rates or often no loans at all. Sound outdated? It is.

Your 30s and 40s are a busy time—you're probably juggling multiple priorities. Still, your credit score is important. Here's ...

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in the long run.

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.

An 850 credit score won't get you lower rates. Here's what actually changes, what doesn't, and why perfect credit still matters.

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

Your credit score shapes every aspect of your mortgage terms, from your interest rate to your total repayment amount. Lenders ...

A credit score of 750 or higher can save you serious money and unlock valuable financial perks. Here are three little-known ...

Advocacy groups warn Trump housing regulator that mortgage credit score changes could trigger another taxpayer-funded bailout like 2008 financial crisis.