Disability insurance replaces a portion of your monthly income if you suffer a qualifying injury or illness that impacts your ability to work and earn a paycheck. Things like a broken hand, pregnancy, ...

In 49 states, long-term disability benefit claims for physical ailments – like cancer, arthritis and stroke – are assessed differently than mental health issues such as major depressive disorder, ...

Applying for Disability benefits has a reputation as a time-consuming and inefficient process. Consequently, many people ...

One in 4 adults will become disabled at some point before reaching retirement age, according to the Social Security Administration. Yet few people prepare for the possibility that any one ailment ...

If you provide disability insurance for your workers, you should also educate them on what it covers and how much it pays. If you’re self-employed, this might be a good time to look into buying ...

The highest rise in average per-employee health benefits costs since 2011 is predicted to hit employers this year. Inevitably, they will feel pressure to cut benefits costs, and indeed a recent survey ...

Life and Accidental Death & Dismemberment (AD&D) benefits are administers by The Standard. These benefits are provided to offer employees additional financial protection for themselves and their loved ...

One of the biggest blind spots in employee benefit packages is a lack of adequate disability coverage for the highly compensated. Although group long-term disability (LTD) has become a staple of ...

If you've opted into your company's group disability insurance, it may be less coverage than you think, experts say. You'll need to check how much income is protected, the policy's definition of ...

Short-term disability coverage provides you and your family with financial protection if you are temporarily unable to work as the result of a sickness or non-work related injury. The university pays ...