There's an old saying that reveals a lot about the annuity business: "Annuities are not bought, they're sold." Variable annuities are a good example of this, as they often are a better deal for the ...

For starters, a variable annuity is a long-term financial contract that can be purchased through single, or multiple, premium deposit(s). Riders and benefits These annuities can be purchased with or ...

Annuities have become an increasingly popular option for people who want to diversify their retirement funds. With an annuity, you make investments and then receive money in a series of payments that ...

Annuities can be valuable retirement and longevity planning tools, but they are complex financial products that can be misused. There are two kinds of annuities: variable and immediate. Variable ...

Next, we consider the joint impacts of rollup rates and payout rates on the amount of guaranteed income the annuity can support. When it comes time to begin taking guaranteed withdrawals, it is ...

When it comes to retirement planning, annuities are one of the financial tools that tend to divide opinion. Some people love annuities for the predictable income they offer. Others shy away, wary of ...

Annuities and target date funds are popular assets for households who are either saving for retirement or already in their ...

If you’re still accumulating assets to fund your retirement but your appetite for risk — given the recent market volatility — is diminished, now might be a good time to consider other tactics, ...

Have you ever gone car shopping? Even if you aren’t a car enthusiast, most people know that the vehicle should have basic safety features, like antilock backs and airbags. Most... Have you ever gone ...

Charles Schwab & Co., Inc., one of the nation's leading financial services companies, today announced the release of the Variable Annuity Expense Analyzer for insurance-licensed, registered ...