Understand functional regulation, its benefits, criticisms, and how it compares with institutional regulation. Learn about ...

At the end of last year, California issued emergency new insurance regulations giving insurers more freedom to raise premiums while also requiring them to extend coverage to wildfire-prone areas of ...

It is an uncomfortable truth that America’s enthusiasm for technological innovation often leads legislatures to harm low-income families through burdensome regulations. Case in point is automotive ...

A liberalization clause in insurance adjusts your policy as laws change, ensuring continued compliance without extra cost.

Representatives of both insurers and policyholders point out multiple flaws in the new laws and additional proposed bills.

The speaker of the Illinois House is signaling that insurance regulation will be a priority for state lawmakers when the ...

In an extraordinary criticism of one state agency by another, Florida’s Office of Insurance Regulation told legislators that a department led by then-Chief Financial Officer Jimmy Patronis may have ...

In 2025, Vermont licensed a total of 51 new captive insurance companies, bringing the total number of active captives to 707. Early indicators suggest continued momentum, with 4 new captives licensed ...

The Australian Consumers Insurance Lobby (ACIL) has reiterated concerns about the limits of self-regulation in insurance ...