There’s a common misconception that life insurance is only useful after someone dies. But modern policies can offer powerful ...

When you plan your finances, it includes multiple short-term and long-term goals. These may include buying a house, planning ...

In today's financial landscape, marked by a proliferation of complex products often cloaked in attractive packaging, the essential nature and purpose of insurance can be overshadowed. As an ...

Many people brush off life insurance as something people buy out of fear or obligation; an unnecessary monthly expense for a ...

Insurance and financial plans go hand in hand. Used together, they can ensure that clients are not only protected in the event of unforeseen circumstances but also positioned for long-term financial ...

Life insurance has long played a crucial role in estate planning and wealth transfer. Its evolution has addressed two primary challenges: creating an estate when liquidity is insufficient to support ...

This guide explains how life insurance needs change from youth to retirement. The key takeaway is matching coverage type and ...

In an ILIT, the grantor or creator of the trust cannot change the terms or beneficiaries of the trust, just like any irrevocable trust. However, grantors may place one or more life insurance policies ...

Find out the estate-planning advantages of joint life insurance.

A ₹ 2 Crore term insurance plan can provide meaningful financial protection, but its suitability depends entirely on ...