Required minimum distributions are one of the few parts of retirement that are not optional, but how you take them is ...

Retirees facing a $400K lump sum or $2,000/month pension are not just picking a payout style, they are locking in how much risk, flexibility and security they want for the rest of their lives. The ...

Taxes are owed on retirement account contributions because those distributions are income similar to any other income you earn. The words "Tampa Bay Times" written in a Gothic font The Tampa Bay Times ...

The decision of whether to take a lump sum or an annuity from your pension can be overwhelming. It’s a choice that significantly impacts your financial future, and there’s no one-size-fits-all answer.

Taking advantage of the special tax break for net unrealized appreciation on lump-sum distributions from a retirement plan most often was a fairly simple decision, but given all the tax changes that ...