Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates.

Right now, the best CD rate is 4.50% APY. Compare the best CD rates today, drawn from our research on about 280 banks and credit unions that offer CDs nationwide.

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your ...

Certificates of deposit (CDs) remain one of the most reliable short-term savings tools, especially for those seeking guaranteed returns as rates fall. As of February 18, 2026, the best 12-month CD ...

With Federal Reserve rates remaining mostly stable until recent months, savers largely reaped the benefits of high returns on their money, including with certificates of deposit (CD) accounts. While ...

The interest rate environment is changing once again. After the Federal Reserve kept its federal funds rate on pause for all of 2025, the central bank is poised to issue its first rate cut of the year ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. mheim3011 / Getty Images Short-term CDs continue to deliver some of the strongest ...